Medicare Experts
Give you peace of mind knowing you enrolled in Medicare compliantly and without penalties.
Give you confidence your plan selection minimizes
your out-of-pocket expenses for healthcare and medications.
Our Services Will:
Ensure your Healthcare is comprehensive and addresses your health needs, lifestyle, and budget.
Elate you when you realize how easy we make Medicare for you!
Testimonials (Why our Clients Love Us)
Our Client Goals Are To:
Eliminate Fears of Inadequate Coverage​
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Reducing fears of inadequate coverage is a function of acquiring an understanding about the coverage options. This gives you the ability to choose plans that align with your healthcare needs.
Create Financial
Peace of Mind​
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Addressing financial impacts related to your healthcare ensures you are aware of potential costs, helping you to budget effectively and avoid unexpected expenses.
Identify Plans With Options That Meet Your Needs Affordably​
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Ease worries because the Advantage Plan or Supplement insurance and prescription drug plan you choose will address both your healthcare needs and budget.
Enhance Client Clarity and Understanding​
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Clear communication and education about Medicare alleviate confusion and reduce the time it takes to empower yourself to making informed decisions about your Medicare healthcare.
Examples of the Advice We Provide
Explain Medicare eligibility requirements and enrollment periods.
Help in understanding Medicare rules and regulations to ensure compliance.
Provide guidance on understanding Medicare coverage options and benefits.
Explain Medicare cost-sharing and out-of-pocket expenses.
Help with comparing different Medicare plans and their costs.
Help ensure continuity of current doctors and preferred pharmacy locations.
Assist in understanding & minimizing the cost of Medicare prescription drug coverage (Part D).
Help with understanding Medigap (Medicare Supplement insurance) plans.
Recommend a plan that fits your life and budget.
Assist in evaluating Medicare plan changes during the Annual Enrollment Period.
Maybe You Prefer to Enroll Yourself
This website has two options if you are ready to enroll by yourself
If you know Medicare Supplement insurance is best for you, you can enroll yourself right here!
Mutual of Omaha is consistently top-rated every year and is the 2nd largest provider of Medicare Supplements nationwide.
Press the Mutual of Omaha logo to learn more
If you know that a Medicare Advantage Plan is the right choice for you, PlanEnroll provides all of the tools necessary to make an informed decision that is the coverage just right for you.
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Our Standard Service is Made for One-on-One Discussions With a Medicare Advisor.
We Will Match Your Needs With One of Our Many Carriers' Coverages
Our Medicare Supplement Plans in Illinois (Carriers)
Our Medicare Advantage Plans in Illinois (Carriers)
What Are Medigap Plans?
Discover the peace of mind that comes with comprehensive coverage. Medicare Supplement in Illinois ensures you're never caught off guard by unexpected medical expenses. With coverage that extends beyond Original Medicare, you can rest easy knowing you're protected against gaps in your healthcare coverage. Say goodbye to worries about copayments, deductibles, and coinsurance. Our plans offer robust protection, allowing you to focus on what truly matters—your health.
Medigap is designed to fill the gaps in Original Medicare by covering copayments, coinsurance, and deductibles. These plans offer additional coverage options to enhance healthcare benefits and reduce out-of-pocket costs. With standardized plan options labeled from A to N, individuals can choose the Medigap plan that best suits their needs and budget. Medigap plans provide flexibility in choosing healthcare providers and offering predictable costs for budgeting purposes. Enrolling in a Medigap plan ensures comprehensive coverage, financial protection, and peace of mind for individuals seeking to supplement their Medicare benefits.
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Medigap Plan G is as close to 100% coverage a person can get which makes it one of the more popular Medigap plans available.
Medicare Advantage Plans in Illinois
Health & Life Solutions, Inc. stands out as the premier choice for Medicare Advantage plans Springfield IL for several reasons. With a wealth of experience and expertise in the healthcare industry, our team offers personalized guidance tailored to each client's unique needs and preferences. We prioritize transparency and clarity, ensuring our clients fully understand their plan options and benefits.
Medicare Advantage Plans, also known as Medicare Part C, offer a comprehensive alternative to Original Medicare by combining hospital and medical coverage into one convenient plan. These plans often include additional benefits like prescription drug coverage, dental, vision, and fitness programs, providing comprehensive healthcare solutions. With fixed premiums and predictable out-of-pocket costs, Medicare Advantage plans offer affordability and cost savings while ensuring access to a network of healthcare providers. Enrolling in a Medicare Advantage plan allows individuals to receive quality care, manage their expenses, and prioritize their health and well-being with personalized coverage options.